IMB is committed to helping local communities get ahead. A referrer agreement1 is a simple and effective way to boost your fundraising activities without overloading your fundraising team. Under an IMB referrer agreement, all home loans referred by your organisation or club are eligible for a commission fee, payable on settlement. It’s that easy and adds up quickly.
There are 2 types of payments available depending on your organisation:
Get set up with an IMB representative and join the IMB Bank Home Loan Referrer Program.
Refer a customer or member of your organisation to IMB for a Home Loan.
Your member/customer takes out a Home Loan with IMB and mentions your referral agreement.
Your club or organisation will be rewarded with the referral payment when the loan settles.
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our home loans
Whether buying, renovating, relocating or investing, IMB have a range of flexible and competitive home loan products to suit most needs. With features3 such as:
Introductory rate discounts
Life of loan interest rate discounts
Fixed interest rate options
Split loans
100% Offset Accounts
Package options
Online Application available
General
Information current as at date of appearance and subject to change. Lending criteria, terms and conditions, fees and charges apply. Minimum total loan exposure $75,000. Eligibility criteria must be met to apply online. Split loan options not available in online applications.
You should consider the relevant Terms and Conditions or Member Guide to Transaction Banking - Product Disclosure Statement before deciding whether to acquire any IMB products or facilities. Target Market Determinations available here.
Rates and features
1. The IMB referrer agreement sets out terms and conditions applying to the establishment and operation of an IMB referral arrangement including legal requirements that apply to the referrer and the conditions which must be met for referrer to be exempt from the national credit licensing regime.
2. The referral fee is deposited into the referrer’s nominated account the month after the new loan settles. If a new loan discharges within 12 months of settlement, the referrer must repay 50% of the commission paid to the referrer for that loan. IMB may deduct the relevant amount from any subsequent commission payments to the referrer.
3. Not all features are available on each IMB Home Loan product. Normal IMB lending criteria, terms and conditions, fees and charges apply to all loans under IMB referral agreements.
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