Access your money the way you want with great features and unlimited transactions.
Enjoy unlimited fee free IMB transactions1
Free Internet, Mobile, and Phone Banking
Access to real time payments through Osko®
Pay no monthly fee (normally $6) if you maintain a balance above $2,000 for the month.
Get a free IMB Visa Debit Card2 to tap and pay securely with Apple Pay, Google Pay, Samsung Pay, and Garmin Pay
*No monthly fees for 24 months upon opening a new Everyday Unlimited account by members with a residential postcode outside 2500-2551 and 2571-2580. One fee free Everyday Unlimited account per member. At the end of the 24-month period, pay no monthly fee (normally $6) if you maintain a balance above $2,000 for the month.
Account Balance | Standard Variable |
---|---|
All balances | 0.00 % p.a. |
IMB Member Guide to Transaction Banking – Product Disclosure Statement | |
PDS – Fees Charges and Limits | |
PDS – Interest Rates for IMB Deposit Products | |
Tips for Teens - Visa Debit Card Flyer |
Read the product information, terms and conditions, and fee information
Give yourself approximately 10 minutes to go through the application
Have your ID handy so we can verify your identity electronically (open to Australian residents, 13 years and over)
Ensuring your accounts are safe and protecting you from scams and fraud is IMB’s priority. That’s why it’s important to make sure your personal information is up to date and accurate on a regular basis.
Keeping your current details up to date and accurate, helps us play a vital role in detection, prevention and disruption of financial crimes, scams, and fraud.
It's important to check and verify your details even if they haven’t changed.
Step 1. Logon to your IMB Mobile App.
Step 2. Tap the “Menu” on the right base of your screen.
Step 3. Tap on “Manage Account”, then “Personal Details”.
Step 4. Click on “View Details” button. Then click on “Send a Code to Mobile Number” button, and enter the code sent via SMS into the “Authentication Code” field.
Step 5. On the Contact Details page, review and/or update your details including Home Phone, BusinessPhone, Mobile^, Email, Residential Address and select the tick box if “Mailing address is different” then check/update your Mailing Address.
Step 6. Click “Change”.
^ If your Mobile number is incorrect or needs to be updated, please call us on 133 462.
Step 1. Logon to Internet Banking.
Step 2. From the top navigation menu select “Other Services”.
Step 3. Select “Personal Details”.
Step 4. Click on “View Details” button.
Step 5. Click on “Send a Code to Mobile Number” button.
Step 6. Enter the code sent via SMS into the “Authentication Code” field
Step 7. On the Contact Details page, review and/or update your details including Home Phone, Business Phone, Mobile^, Email, Residential Address and select the tick box if “Mailing address is different” then check/update your Mailing Address.
Step 8. Click “Change”.
^ If your Mobile number is incorrect or needs to be updated, please call us on 133 462.
If you prefer, you can call us on 133 462 or visit a branch to update and/or verify your details.
For the purposes of the Financial Claims Scheme a depositor includes individuals (including Sole Traders), companies, trusts (including superannuation funds), registered cooperatives and partnerships. The Financial Claims Scheme applies a guarantee of up to $250,000 for each type of depositor at each institution, so for example, if you hold funds with IMB in your own name as an individual and other funds as trustee of a trust, your personal funds will be guaranteed up to $250,000 and the trust will be entitled to its own separate guarantee of up to $250,000 as the trust is a separate type of depositor.
You can activate an IMB Visa Debit Card from the Mobile App or Internet Banking.
For Mobile App:
For Internet Banking:
Term deposits are a savings account that earns a fixed rate of interest over a defined term that you choose, usually between one month and five years. Your money is locked away for the term and you need a minimum amount to open a term deposit. Explore IMB's range of Term Deposits to secure your rate and term.
You can view a full list of fees and charges associated with your deposit account in the PDS - Fees, Charges and Limits.
Security is a fundamental right for our customers, and we hold it as one of our core values.
General
Information current at date of appearance and subject to change. You should consider the Product Disclosure Statement before making a decision about IMB products and facilities. Target Market Determination available here. Fees and charges may apply, see the PDS – Fees, Charges and Limits for more details.
Interest on all deposits is calculated on the daily balance at a daily rate equivalent to the annual rate divided by 365. Interest rates are paid on the entire balance of the account.
Rates and features
1. Fees apply to international transactions and transactions performed via non-IMB channels.
2. IMB Visa Debit Card is only available to Members aged 15 years and over.
® Osko is a registered trademark of BPAY Pty Ltd ABN 69 079 137 518. Apple Pay is a trademark of Apple Inc., registered in the U.S. and other countries. Google Pay is a trademark of Google LLC. Samsung Pay is a trademark or registered trademark of Samsung Electronics Co., Ltd. Garmin Pay is a trademark of Garmin Ltd. or its subsidiaries.