QUICK Links

Report a missing card
Forgotten password
Report a scam
Banking
Home loans
Car loans
Business
Community
About
Help
Contact

Banking solutions

Savings accounts
Term deposits
Transaction accounts
Personal loans
Financial planning
Insurance
Ways to bank
View all Banking

Home Loan solutions

Buying a home
Refinancing my loan
Investing in property
Building a home
Renovating my home
Existing IMB loan
View all Home Loans

Car Loan solutions

Cars up to 4 years old
Cars up to 6 years old
Cars over 6 years old
View all Car Loans

business solutions

Accounts
Loans
Employee payroll
Accept payments
Treasury
Business support
View all Business

Help Centre

Scams & security
Financial wellbeing
Banking help
Calculators
Rates & fees
View all Help Centre
Home loan refinancing
New car loan
Online term deposits
Back to
Home Ownership
Back to
Help Centre

Refinancing

Learn about refinancing your home loan.

Get up to

$4,000 cashback for new purchase or refinance home loans with IMB.*

Apply now
Learn more

Disclaimer

Articles on Refinancing

Home Ownership

Cashback vs. Low Interest: Which is Better for Your Home Loan?

Home Ownership

Comparing Home Loan Cashback Deals

Home Ownership

Home Loan Health Check

Are you happy with your home loan? Why not contact us for an IMB Home Loan Health Check

Home Ownership

Home Loan Pre-approval

With home loan pre-approval your finances are ready when the perfect home comes along.

Home Ownership

Why should I refinance my home loan?

Explore why refinancing your home loan may be right for you.

Home Ownership

When should I refinance my home loan?

Discover when and when not to make the switch.

Home Ownership

To renovate or to knock-down and rebuild?

A walkthrough of considerations like costs, compliance and return on investment to help you decide

Home Ownership

The beginner's guide to property investment

Location, type of dwelling and whether to build or buy: starter tips for buying an investment property.

Home Ownership

Refinancing your home loan: what do you need to know?

Refinancing can help you gain access to a loan that offers unlimited repayments, a redraw facility or simply to get a better interest rate.

Home Ownership

Is your home loan working as hard as you are?

As the single biggest household expense, the cost of mortgages puts pressure on every other item of household spending. Now more than ever, it is critical to ensure you are getting the best deal on your home loan.

Home Ownership

Is an investment property right for you?

Thinking of buying an investment property? Here are some considerations.

Home Ownership

Investing in property

Buying an investment property? Here's how.

Home Ownership

How to refinance your home loan

Looking to switch your home loan? Here's how.

Home Ownership

How the construction loan process works

Find out how to navigate the financial journey when building your new home.

Home Ownership

Home Loans: Fixed, variable or split?

A snapshot of interest on different home loans.

Home Ownership

Funding an investment property

Whether you own your own home or are a first home buyer, investing in property can be a great way into the market.

Home Ownership

Finding the right investment property

From location to sales history, maintenance costs, attracting tenants and more: find out what to consider when buying the right investment property for you

Saving and Managing Money

Discovering investment options (Part 1)

We're here to help

Contact us

Get in touch with one of our dedicated Australian based support.
Call 133 462
Send a message

Locate us

Our friendly branch staff are looking forward to helping you achieve your financial goals.
Find a branch
Quick Links
Rates & Fees
Tools & Calculators
Financial Wellbeing
Important Information
RSA Super/Pension
IMB Bank
About Us
Community Foundation
Investor Centre
Careers
Broker Centre
Our Members
Mobile Banking App
Scams & Security
Banking Help
Open Banking
Help & Support
Contact us
Find a branch
Help Centre
Financial Assistance
LegalPrivacy policy
IMB Bank acknowledges the Traditional Owners of Country throughout Australia and recognises their continuing connection to lands, waters and communities. We pay our respect to Aboriginal and Torres Strait Islander cultures and to Elders past and present, and emerging cultural knowledge holders.
The advice on this website has been prepared without taking account of your objectives, financial situation or needs. Before you act on this advice you should consider the appropriateness of this advice in regard to your objectives, financial situation and needs. Lending criteria, terms and conditions, fees and charges apply to IMB loan products. You should consider the relevant Terms and Conditions and Product Disclosure Statement before deciding whether to acquire any of the products or facilities shown on this website. View our Target Market Determinations.
© IMB Ltd trading as IMB Bank
BSB 641 800   |   ABN 92 087 651 974   |   AFSL 237 391   |   Australian Credit Licence 237 391