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Enjoy a hassle - free Christmas with the IMB Christmas Club Account. Earn interest when no withdrawals are made between January and October, then access your savings in November and December to pay for Christmas.1 It's an ideal way to save for a relaxing festive season.
No account keeping fees or transaction fees
Set up a regular savings amount each month
Receive real time payments through Osko®
Access your savings between November and December
Interest is paid when no withdrawals are made between January and October1
Account Balance | Standard Variable Bonus Rate1 |
|---|---|
All balances | 3.00 % p.a. |
IMB Member Guide to Transaction Banking – Product Disclosure Statement | |
PDS – Fees Charges and Limits | |
PDS – Interest Rates for IMB Deposit Products | |
Tips for Teens - Visa Debit Card Flyer |
Read the product information, terms and conditions, and fee information
Give yourself approximately 10 minutes to go through the application
Have your ID handy so we can verify your identity electronically (open to Australian residents, 13 years and over)
Security is a fundamental right for our customers, and we hold it as one of our core values.
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General
Information current at date of appearance and subject to change. You should consider the Product Disclosure Statement before making a decision about IMB products and facilities. Target Market Determination available here. Fees and charges may apply, see the PDS – Fees, Charges and Limits for more details.
Interest on all deposits is calculated on the daily balance at a daily rate equivalent to the annual rate divided by 365. Interest rates are paid on the entire balance of the account.
Rates and features
1. Interest is paid after close of business on the last day of October. If a withdrawal is made between 1st January and 31st October, the account will be closed and the Standard Variable Bonus Rate is forfeited.
® Osko is a registered trademark of BPAY Pty Ltd ABN 69 079 137 518.
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