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Business Loan Interest Rates

Variable Business Loan Rates

Interest Rate

Fully Drawn Business Loan
(Commercial Security)


(rates starting from)

6.85

% p.a.

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Fully Drawn Business Loan
(Residential Security)

6.69

% p.a.

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Variable Business Loan Interest Rates - Special Offer*

LVR

Interest Rate

Special - Fully Drawn Business Loan (Commercial Security)

0-60%

6.35

% p.a

Special - Fully Drawn Business Loan (Commercial Security)

60-80%

6.45

% p.a

Special - Fully Drawn Business Loan (Residential Security)

0-60%

6.25

% p.a

Special - Fully Drawn Business Loan (Residential Security)

60-80%

6.35

% p.a

Overdraft Rates

Interest Rate

Secured Business
Overdraft

7.84

% p.a.

Learn more

Unsecured Business
Overdraft

10.84

% p.a.

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Fixed Business Loan Rates

Residential Security
   Interest Rate1

Commercial Security
    Interest Rate1


1 year

6.49

% p.a.

6.99

% p.a.

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2 years

6.49

% p.a.

6.99

% p.a.

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3 years

6.49

% p.a.

6.99

% p.a.

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4 years

6.74

% p.a.

7.24

% p.a.

Enquire now

5 years

6.74

% p.a.

7.24

% p.a.

Enquire now

How We Can Help

We've been supporting our members for over 140 years

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About IMB

why us

IMB Bank is one of the most enduring financial institutions in the country, helping people achieve their financial goals for over 140 years.

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Security is a fundamental right for our customers, and we hold it as one of our core values.

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Our friendly branch staff are looking forward to helping you achieve your financial goals.

Important Information

General 

Information current as at 30th January 2024 and subject to change. Lending criteria, terms and conditions, fees and charges apply and available upon request.  

Interest rates are for new applications only and they are not available for refinance of existing IMB loans. A borrower margin may apply.  

*Available for a limited time on new Fully Drawn Commercial Loan applications received from 05/09/2024 until offer is withdrawn. For loan amounts $1M-$5M with an LVR <80% and P&I repayments. Offer is not available for non-standard securities, SMSF and D&C loans, or refinance of existing IMB loans. Different lending criteria and establishment fees may apply to business loans with a higher LVR, interest-only repayments or for loan amounts <$1M.

Rates and features

1. Fixed interest rates are indicative and may vary on settlement. All fixed rate loans convert to a variable rate at the end of the fixed rate loan term.