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Earn interest while you await your next investment opportunity and enjoy easy access to your funds when you need them.
No monthly account keeping fees
Access to real time payments through Osko®
Mobile Banking, Internet Banking and Phone Banking
Tap and pay securely with Apple Pay, Google Pay, Samsung Pay, and Garmin Pay
Minimum opening balance of $5,000
Account Balance | Standard Variable Interest Rate |
|---|---|
$250,000 and over | 1.70 % p.a. |
$100,000 and $249,999.99 | 1.70 % p.a. |
$50,000 and $99,999.99 | 1.35 % p.a. |
$20,000 to $49,999.99 | 1.15 % p.a. |
$10,000 to $19,999.99 | 1.15 % p.a. |
$5,000 to $9,999.99 | 0.05 % p.a. |
Up to $4,999.99 | 0.00 % p.a. |
IMB Member Guide to Transaction Banking – Product Disclosure Statement | |
PDS – Fees Charges and Limits | |
PDS – Interest Rates for IMB Deposit Products | |
Tips for Teens - Visa Debit Card Flyer |
Read the product information, terms and conditions, and fee information
Give yourself approximately 10 minutes to go through the application
Have your ID handy so we can verify your identity electronically (open to Australian residents, 13 years and over)
Security is a fundamental right for our customers, and we hold it as one of our core values.
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General
Information current at date of appearance and subject to change. You should consider the Product Disclosure Statement before making a decision about IMB products and facilities. Target Market Determination available here. Fees and charges may apply, see the PDS – Fees, Charges and Limits for more details.
Interest on all deposits is calculated on the daily balance at a daily rate equivalent to the annual rate divided by 365. Interest rates are paid on the entire balance of the account.
Rates and features
® Osko is a registered trademark of BPAY Pty Ltd ABN 69 079 137 518. Apple Pay is a trademark of Apple Inc., registered in the U.S. and other countries. Google Pay is a trademark of Google LLC. Samsung Pay is a trademark or registered trademark of Samsung Electronics Co., Ltd. Garmin Pay is a trademark of Garmin Ltd. or its subsidiaries.
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