*Promotion is open to IMB members who hold an IMB Everyday 50PLUS Account and reside in NSW, ACT, Victoria or Queensland. Promotion opens 17/02/2025 9:00am and concludes 31/03/2025 23:59pm AEDST or upon 800 redemptions (whichever is earlier). A transaction of $250 or more made at Bunnings Group Ltd using an IMB issued Visa Debit Card (physical or digital) linked to an Everyday 50PLUS Account is one (1) Qualifying Transaction. The member will be eligible to receive a $50 cashback paid into the Everyday 50PLUS Account used to make the Qualifying Transaction within 60 days and receive an entry into the ‘IMB Visa Cashback and Prize Draw Campaign’ major prize draw where their Qualifying Transaction is completed within the first 800 Qualifying Transactions during the Promotion Period. Entrants are eligible to receive one (1)$50 cashback each 14-day period throughout the Promotion Period (maximum of $150 cashback). The major prize is a holiday package to Hamilton Island valued at $15,000(AUD) and the winner will be selected at random. The major prize draw will take place on the 24/04/2025 at IMB Head Office, Level 1, 47 Burelli St, Wollongong NSW 2500. The Everyday 50PLUS Account used to make the Qualifying Transaction must be active at the time of payment in order to receive the cashback and/or the major prize.IMB’s ‘General Conditions of Entry into Promotions and Competitions held by IMB’ apply to this competition and are available upon request from any IMB Branch. IMB reserves the right to change or withdraw these offers at any time. Permit numbers; NSW Authority TP-04139, ACT Permit No. ACT TP 25/00290.1. Full T&Cs available at www.imb.com.au/important-information. Eligibility criteria applies.
Shop online and over the phone using your own money
Tap and pay securely with, Apple Pay, Google Pay, Samsung Pay and Garmin pay
Chip card security
Visa Secure and eftpos Secure
Low monthly fee $1.60 per month (No cardholder fee on Everyday Unlimited, Everyday Unlimited KickStart and Everyday 50PLUS accounts)1
Lower transaction fees - when you use Visa Debit and press 'CR' button to make purchases in Australia at participating merchants, the transaction is totally fee-free
Daily spend limits apply to all IMB Visa Debit Cards. This limit is (AUD) $10,000 per card per day, excluding cash withdrawals at ATM’s or Visa Cash Advances processed at any financial institution, displaying the Visa symbol.
From time to time, it will become necessary to reduce this limit, depending on the country you are making a Visa credit purchase, either whilst you are traveling or via on-line shopping.
IMB will update restricted countries and their limits on this page, from time to time. Please ensure that you are aware of the limits that may apply, if you are traveling overseas.
United States of America (US) $5,000 per card per day.
As an IMB cardholder, your online transactions are protected with Visa Secure and eftpos Secure.
Protecting you is our top priority. Together with participating online merchants, Visa Secure and eftpos Secure help to prevent the unauthorised use of your card by authenticating your identity at the time of the purchase. This helps us ensure you’re you and better protects you from fraud.
There is no requirement for you to register your card for these services, it is automatically registered.
Need more information? See our frequently asked questions.
You can activate an IMB Visa Debit Card from the Mobile App or Internet Banking.
For Mobile App:
For Internet Banking:
No, once you have activated your replacement Visa card, your digital card will automatically be updated with your new card details.
If you do encounter this extra verification step, Visa or eftpos helps transmit the information being shared between the merchant and us. Their logo is there to give you peace of mind that the transmission is secure.
IMB will use a one-time passcode that can help verify your identity. If you encounter this extra step, simply follow the instructions on your screen to verify your identity.
When you are finished shopping, proceed to the merchant's checkout page. As you complete the transaction, you may be prompted to verify your identity if additional authentication is required. It’s important to take special precautions when shopping online. This extra verification step helps ensure the person using your card is you.
Security is a fundamental right for our customers, and we hold it as one of our core values.
General
You should consider the Product Disclosure Statement before making a decision about IMB products and facilities. Target Market Determinations available here. Fees and charges may apply, see the PDS – Fees, Charges and Limits for more details. Information current at date of appearance and subject to change.
Features
1. $1.60 monthly Card Holder Fee applies to other account types.
Apple Pay is a trademark of Apple Inc., registered in the U.S. and other countries. Google Pay is a trademark of Google LLC. Samsung Pay is a trademark or registered trademark of Samsung Electronics Co., Ltd. Garmin Pay is a trademark of Garmin Ltd. or its subsidiaries.