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*IMB lending criteria, terms and conditions, fees and charges apply. Offer is for Eligible Purchase Applications or Eligible Refinance Applications made from 18/10/24 until Offer is withdrawn. Purchase loans must settle within 180 days of application and refinanced loans must settle within 90 days of application. Borrowers are eligible for one Cashback Payment in a 12-month period. Cashback Payment for loans valued between $250,000 and $499,999 is $2,000, Cashback Payment for loans valued between $500,000 and $749,999 is $3,000, and Cashback Payment for loans valued $750,000 and over is $4,000. One Cashback Payment will be paid per eligible application, into the primary borrower’s IMB Transaction Account within 60 days of settlement. Excludes: refinance of IMB loans, commercial, construction and bridging loans. For full terms and conditions see www.imb.com.au/cashback. This Offer may be varied or withdrawn at any time.

#$50 promotion is valid for new IMB members who have not held an Everyday Unlimited Kick Start Account before and open an Everyday Unlimited Kick Start Account between 8/5/2025 to 30/6/2025. Account eligibility requirements apply. Can not be used in conjunction with any other IMB account offer. Bonus $50 will be paid within 30 days of promotion end date. To be eligible for the $50 bonus, members must make a minimum of 3 transactions on the account by the end of the promotional period (11:59pm on 31/07/2025). ‘Transaction’ is defined as making a deposit, withdrawal or utilising a linked physical or digital Visa Debit Card. Offer limited to one bonus per account and not available with any other offer. The Everyday Unlimited Kick Start Account is available to individuals aged 13-17 and students, trainees and apprentices aged 18-30, studying or training with an organisation recognised by IMB in its absolute discretion. IMB reserves the right to change or withdraw this offer at any time.

^$200 cashback will be issued for each new Home or Landlord (including building or contents cover) Insurance Policy and $100 cashback will be issued for each new Comprehensive Motor Insurance Policy taken out through IMB Bank by 25/5/2025. Policy holders must have an eligible IMB transaction account to be eligible, and the cashback payment will be paid to this account. Where a policy has (2) or more policy holders and they do not hold an eligible IMB transaction account jointly, IMB may pay the cashback payment into an eligible IMB transaction account in the name of the first policy holder. IMB trading as IMB Bank ABN 92 087 651 974, AFSL/Australian Credit Licence No. 237 391 arranges this insurance as agent for the insurer Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL No 234708. We do not provide any advice based on any consideration of your objectives, financial situation or needs. Policy terms, conditions, limits and exclusions apply. Before making a decision, please consider the relevant Product Disclosure Statement available from IMB Bank. Target Market Determinations available at imb.com.au/TMD. If you purchase this insurance, we will receive a commission that is a percentage of the premium. Ask us for more details before we provide you with services.