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SERVICE UPDATE Sunday, 24 November: Due to scheduled maintenance between 5.00am and 9.00am, Internet Banking, the IMB Mobile App and some other banking services will be unavailable. Find out more on our Service Updates page.
November 21, 2024
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Reward saver account
Earn up to
3.25%p.a. Standard Variable Bonus Rate + 2.00% p.a. Introductory Fixed Bonus Rate (for first 4 months). Conditions apply.
Deposit $50 and make no withdrawals in the month to earn both the Introductory Fixed Bonus Interest Rate and Standard Variable Bonus Interest Rate.
The Introductory Fixed Bonus Interest Rate is payable for the first 4 interest payments for new or existing Members who have not held a Reward Saver before.
Security is a fundamental right for our customers, and we hold it as one of our core values.
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*IMB lending criteria, terms and conditions, fees and charges apply. Offer is for Eligible Purchase Applications or Eligible Refinance Applications made from 18/10/24 until Offer is withdrawn. Purchase loans must settle within 180 days of application and refinanced loans must settle within 90 days of application. Borrowers are eligible for one Cashback Payment in a 12-month period. Cashback Payment for loans valued between $250,000 and $499,999 is $2,000, Cashback Payment for loans valued between $500,000 and $749,999 is $3,000, and Cashback Payment for loans valued $750,000 and over is $4,000. One Cashback Payment will be paid per eligible application, into the primary borrower’s IMB Transaction Account within 60 days of settlement. Excludes: refinance of IMB loans, commercial, construction and bridging loans. For full terms and conditions see www.imb.com.au/cashback. This Offer may be varied or withdrawn at any time.
1. The interest rate shown is payable on balances up to $1M only. The Introductory Fixed Bonus Interest Rate is payable for the first 4 interest payments for new accounts opened from 1 September 2023, for new or existing Members who have not held a Reward Saver account before. For joint accounts, all members must be eligible to receive the Introductory Fixed Bonus Interest. To earn both the Introductory Fixed Bonus Interest Rate and Standard Variable Bonus Rate the account holder must make a minimum $50 deposit and no withdrawals per month (Bonus Interest Criteria). If the Bonus Interest Criteria is not met for the calendar month, both the Standard Variable Bonus Rate and Introductory Fixed Bonus Interest Rate are forfeited.
2. Rates and terms negotiable for amounts of $100,000 and over held in a Negotiable Interest Term Account. 6 month term is treated as 183 days for the purposes of term length and interest calculations.
