If you want the security of having extra money on hand, an IMB Personal Credit Line is ideal, with:
Easy access to extra funds
Only pay interest on what you use
Fast approval process (lending criteria applies)
Get an IMB Visa Debit Card1 and tap and pay securely with Apple Pay, Google Pay, Samsung Pay and Garmin Pay
$500
$20,000
Principal & Interest
Monthly / fortnightly / weekly
Calculated daily, charged monthly
The IMB Personal Credit line is linked to your everyday banking account and accessed via IMB’s wide range of channels. When funds in your everyday account have been exhausted you will automatically access funds from your personal credit line.
To be eligible for an IMB Personal Credit Line you must be over 18 years of age, have a good credit history and have a monthly income.
Limit amount | Interest Rate |
---|---|
$500 - $20,000 | 13.85 % p.a. |
Documents | |
IMB PDS Fees, Charges and Limits |
You can also use our personal loan calculator to see how much your repayments will be.
Our digital personal loan application let's you get started on your own.
Yes.
No, there are no monthly account fees.
Yes, there are unrestricted additional repayments on IMB personal loans.
No.
No.
Security is a fundamental right for our customers, and we hold it as one of our core values.
General
Information current at date of appearance and subject to change. Lending criteria, terms and conditions apply. Fees and charges may apply, see the PDS – Fees, Charges and Limits for more details. You should consider the IMB Member Guide to Transaction Banking - Product Disclosure Statement before making a decision about IMB products and facilities. Target Market Determination available here.
Rates and features
1. $1.60 monthly VISA Debit Card fee applies. IMB Visa Debit Card is only available to Members aged 18 years and over.
Apple Pay is a trademark of Apple Inc., registered in the U.S. and other countries. Google Pay is a trademark of Google LLC. Samsung Pay is a trademark or registered trademark of Samsung Electronics Co., Ltd. Garmin Pay is a trademark of Garmin Ltd. or its subsidiaries.