The Everyday Account comes with a great range of access options you can use to manage your everyday banking needs.
No Monthly Account Keeping fees.
Member Transaction Allowance to offset transaction fees1.
Get an IMB Visa Debit Card2 to tap and pay securely with Apple Pay, Google Pay, Samsung Pay,and Garmin Pay
Fee free transactions via Mobile Banking and Internet Banking
Access to real time payments through Osko®
Account Balance | Standard Variable |
|---|---|
$100,000 and over | 0.01 % p.a. |
$50,000 - $99,999.99 | 0.01 % p.a. |
$20,000 -$49,999.99 | 0.01 % p.a. |
$5,000 - $19,999.99 | 0.01 % p.a. |
Up to $4,999.99 | 0.01 % p.a. |
IMB Member Guide to Transaction Banking – Product Disclosure Statement | |
PDS – Fees Charges and Limits | |
PDS – Interest Rates for IMB Deposit Products | |
Tips for Teens - Visa Debit Card Flyer |
Read the product information, terms and conditions, and fee information
Give yourself approximately 10 minutes to go through the application
Have your ID handy so we can verify your identity electronically (open to Australian residents, 13 years and over)
Security is a fundamental right for our customers, and we hold it as one of our core values.
General
Information current at date of appearance and subject to change. You should consider the Product Disclosure Statement before making a decision about IMB products and facilities. Target Market Determination available here. Fees and charges may apply, see the PDS – Fees, Charges and Limits for more details.
Interest on all deposits is calculated on the daily balance at a daily rate equivalent to the annual rate divided by 365. Interest rates are paid on the entire balance of the account.
Rates and features
1. IMB’s Member Transaction Allowance (MTA) is used to offset transaction fees up to the amount of your monthly allowance. For full details of the MTA see IMB’s PDS Fees, Charges and Limits.
2. $1.60 monthly VISA Debit Card fee applies. IMB Visa Debit Card is only available to Members aged 15 years and over.
® Osko is a registered trademark of BPAY Pty Ltd ABN 69 079 137 518. Apple Pay is a trademark of Apple Inc., registered in the U.S. and other countries. Google Pay is a trademark of Google LLC. Samsung Pay is a trademark or registered trademark of Samsung Electronics Co., Ltd. Garmin Pay is a trademark of Garmin Ltd. or its subsidiaries.
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